RANDY WELLS INSURANCE
INDEPENDENT INSURANCE AGENT
Randy began his career in the year 1980 as an insurance agent. Having no experience, he has spent 39 years learning all he can about every facet of the variety of insurance products. He began part-time selling term insurance to young couples. His goal was to help as many families as possible. He realized that he was limited in what he was doing He became an “independent agent” and now he works with 50 plus companies meeting every need a family might need. He works with every family fulfilling all their needs. Needs such as auto and home, mortgage protection for homes, personal life insurance, as well as medical for individuals or family. He offers retirement plans, as well as burial insurance, and Medicare for Seniors. Business owners have had their needs met by him too. His passion is to quote each person an affordable and fair-priced product. He is there to help and loves people and tries to help each family.
WE CAN HELP YOU PROTECT EVERY STAGE OF LIFE
All of us are at different stages in our journey here on earth. Our purpose is to help those who are at these stages in their life. For one it could be the birth of a child, for another, the purchase of a home, a job change, or an upcoming retirement. We can help in every phase of your life.
One of the largest financial commitments that one can make is buying a house. It is quite obvious that a home is one of the biggest purchases a family can make. If you are a business owner you will want to insure that your property is covered. We can help you protect your home with homeowners insurance and your business with commercial insurance.
One of the major concerns within the insurance industry is health insurance. Families need to be assured that if there is an illness, their health insurance can provide for their needs. The price for comprehensive medical coverage is too high for the average family. The only way to control costs is with the deductible and with the coinsurance amount. It is for this reason that families need to look at their personal needs. Shopping for affordable health insurance programs is what we do.
Another concern dealing with all families is transportation. We can provide quotes for auto insurance based on the particular need of a family or an individual.
Life insurance is designed to protect a family’s assets. The loss of a loved one can impose a real financial burden to the family. We provide a complete financial analysis to help you cover this burden when the need arises.
Everyone looks forward to the day they can retire. The best time to plan for retirement is now and we can help you with your future retirement needs through the changes of life.
SUPPLEMENTAL HEALTH COVERAGE
Supplemental policies are cash policies that pay in addition to regular insurance. At a time of emergency, these products pay cash to the family. These policies include dental, vision, cancer, heart attack and stroke, disability, hospital indemnity, and accidental death and dismemberment. They are available to help a family fill the gap in their insurance coverage.
FINAL EXPENSE PLANNING
The purpose of Final Expense Planning is to take care of funeral expenses that will be incurred when a person passes away. It is a life insurance policy that is written to pay for a person’s funeral so that assets do not have to be liquidated.