One of the major concerns within the insurance industry is over health insurance. Families need to be assured that if there is an illness, their health insurance will cover their needs. The price for comprehensive medical coverage is too high for the average family. The only way to control costs is with the deductible amount and with the coinsurance amount. It is for this reason that families need to look at their personal needs. Shopping for affordable health insurance programs is what we do.
For instance, a family may be on group health insurance through an employer. If there is a change in employment status, or they retire, there may be a need for an individual policy to get everyone in the transition to Medicare at 65. With that in mind, we can now quote individual policy coverage, to meet that need.
Group insurance for employers can also be quoted for business owners. In a group policy, all employees in the group have the same benefits, whereas individual policies are designed to meet individual needs.